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Compare Side-by-Side

Compare purchase-versus-keep decisions with starting mileage, tire-inclusive maintenance, repair exposure, cost per mile, and total ownership over your chosen horizon.

⚡ EV
⛽ Gas Vehicle
Personalize this comparison
12,000 / year
/ year
5 years
16 cents/kWh
3.5/gal
Driving Style
⚡ Electric
2025 Tesla Model 3 Long Range
$45,990 MSRP
VS
⛽ Gas
2025 Toyota Camry
$29,495 MSRP
1
Vehicle Purchase Cost
2025 Tesla Model 3 Long Range
Catalog price: $45,990
Upfront: $45,990
Buying now
Enable incentives above to apply $7,500 credit
2025 Toyota Camry
Catalog price: $29,495
Upfront: $0
Already owned / paid off — prior payments are sunk
Purchase price difference: +$45,990 EV premium
* Purchase cost is counted only for vehicles marked “Buying now.” Federal credit eligibility depends on income, MSRP cap, and assembly location. Verify at fueleconomy.gov.
2
Annual Operating Cost
2025 Tesla / year
Fuel/charging$461
Maintenance$1,086
Insurance est.$1,350
Total$2,897/yr
2025 Toyota / year
Gasoline$824
Maintenance$1,772
Insurance est.$1,150
Total$3,746/yr
⚡ EV saves $849/year in operating costs
Insurance estimates are national averages. Actual rates vary by driver, location, and coverage.
3
Mileage, Tires & Repair Forecast
This comparison uses each vehicle’s starting odometer, your annual usage, and the selected 5-year horizon. Automatic maintenance includes scheduled service, normal wear repairs, and replacement tires; the optional reserve rises with age and mileage.
EV end mileage
60,000 mi
Gas end mileage
145,000 mi
EV maint. total
$5,430
Gas maint. total
$8,861
YearEV odometerGas odometerEV maint. + reserveGas maint. + reserveGas − EV
Year 112,000 mi97,000 mi$1,086$1,601+$515
Year 224,000 mi109,000 mi$1,086$1,815+$729
Year 336,000 mi121,000 mi$1,086$1,815+$729
Year 448,000 mi133,000 mi$1,086$1,815+$729
Year 560,000 mi145,000 mi$1,086$1,815+$729
By year 5, the gas vehicle is $729 higher for maintenance, tires, and reserve.
EV checkpoints
12-volt battery · Year 3 · 36,000 mi · $180–$450 possible
Replacement tires · Year 5 · 50,000 mi · $700–$1,100 possible
Gas / hybrid checkpoints
100k-mile repair exposure · Year 2 · 100,000 mi · $700–$2,800 possible
Replacement tires · Year 2 · 100,000 mi · $700–$1,100 possible
12-volt battery · Year 3 · 121,000 mi · $180–$450 possible
Brake wear service · Year 3 · 120,000 mi · $450–$1,100 possible
Fluids, ignition, belts and cooling service · Year 3 · 120,000 mi · $400–$1,400 possible
Checkpoint ranges are possible gross bills and are already represented through the reserve/baseline; they are not added a second time. Actual costs depend on condition, service history, tires, trim, local labor, recalls, and warranty coverage.
4
Cost Per Mile
2025 Tesla
24.1 cents
per mile
2025 Toyota
31.2 cents
per mile
Includes fuel + maintenance + insurance ÷ 12,000 miles/yr
5
5-Year Total Ownership Cost
2025 Tesla5 years
Purchase: $45,990
Operating: $14,485
Total: $60,475
2025 Toyota5 years
Purchase: $0
Operating: $18,731
Total: $18,731
Gas vehicle saves $41,744 over 5 years
6
Payback Timeline
Price premium
+$45,990
Annual savings
$849/yr
Break-even
54.2 yrs
Cumulative ownership cost over 12 years
7
Wattfull Verdict
⚠️EV Financially Unfavorable
Typical rates and mileage for this comparison
What would change this verdict?
EV fuel advantage disappears if electricity exceeds 28.6 cents/kWh (currently 16 cents)
Each $0.10 rise in gas adds +$24 to annual EV savings
🚗Each extra 1,000 mi/yr adds +$30 to annual EV savings
Data: Vehicle specs: EPA | Electricity: EIA | Gas: AAA/EIA | Insurance: national average estimates | Last updated: Mar 2026